Buyer Essentials:
pick your path., know your next move., stay one step ahead.

Two simple checklists to keep you moving with confidence, whether you’re about to buy or already signed.

Property journeys aren’t one-size-fits-all. Choose where you are and get clear, lawyer-backed guidance on what to do next. No jargon. No overwhelm. Just the essentials to help you move forward, confidently.

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Before You Sign

Do the smart work before you commit.
Our 24-hour contract review and plain English guidance help you buy with confidence.


Step 1
- Know your true budget

Start strong. Get your loan pre-approval in writing and calculate your total cost of ownership, stamp duty, transfer fees, legal, inspections, moving, upgrades. Check comparable sales, clearance rates, and local development plans so you’re bidding with facts, not guesswork.



Step 2
- Get legal help early

Engage a property lawyer now, we are here to be your trusted partner.
Our 24-hour review spots hidden risks like:

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Easements and restrictive covenants

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Planning schemes and overlays

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Owners Corporation red flags

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Recent building works or permits

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Clauses, finance, cooling-off and special conditions

 

We translate the fine print into plain English so you can act decisively.



Step 3
- Understand the property’s true condition

Order independent building and pest reports for houses. Vendor reports are a good start, but remember, you buy the property as is. A second opinion could save thousands.



Step 4
- Don’t forget the basics

Inspect for what contracts can’t tell you: Noise, parking, traffic flow, neighbourhood character, past land use, and your future plans for extensions or subdivision.



Step 5
- Check title & zoning fit

Confirm that the land matches your plans:

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Title free from unwanted easements or covenants

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Overlays (Heritage, Bushfire, Flood)

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Owners Corporation health (special levies, disputes, or major works ahead)

 



Auction reality

No "cooling off". No "subject to finance". No second chances.
Get your contract reviewed before auction day so you can bid with confidence, not hope.

Already Signed

You’ve committed, now protect your position.
Use this checklist to glide to settlement with clarity and confidence.


Top FAQs after signing


When should I arrange building insurance?

Immediately after signing. Most lenders require it, and it protects you further if damage occurs before settlement.



Am I entitled to a final inspection?

Yes — once within 7 days before settlement. Check appliances, inclusions, and ensure no new damage. Coordinate with the agent.



What if the property is damaged before settlement?

The seller must maintain the property’s condition (fair wear and tear excepted). Notify us right away — compensation may apply, but settlement usually proceeds.



What if settlement is delayed?

If you delay, penalty interest and costs may apply; if the vendor delays, we protect your rights. Risks can be serious (loss of deposit). Staying proactive avoids most issues.



Who handles new notices or rates?

After signing, most notices pass to the buyer — but tell us if something seems off or undisclosed so we can investigate.



Does Owners Corporation insurance cover my apartment?

Only the building and shared areas not for damage or liability within your lot. Consider contents and upgrades cover as well as internal liability for injury.



How do I pay the balance at settlement?

We’ll provide a final statement and coordinate your digital settlement through PEXA. Ensure funds are ready 24–48 hours before settlement.



When do I get the keys?

Once settlement is confirmed, we notify the agent to release them to you.



Can I access the property early?

Only if a written licence agreement is in place. Always obtain written approval before entering the property.



Post-signing checklist

Tick off each step below to stay on track for settlement:

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Engage your conveyancer — or transition seamlessly with Prepared

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Complete onboarding — VOI, Client Authorisation, SRO declarations

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Confirm finance — unconditional approval and signed mortgage documents

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Arrange insurance — send us your Certificate of Currency

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Book your final inspection — within 7 days before settlement

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Prepare funds — transfer any purchaser contribution to trust

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Connect utilities — gas, electricity, water, and internet ready for move-in

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Settle digitally — we handle the legals; you collect the keys

 

Stay proactive and we’ll ensure your settlement is smooth, compliant, and stress-free.

4 Simple Steps to Get Started

We’re here to make the legal side of your property journey clear and stress-free, so you can focus on moving forward with confidence.

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Tell us a few details
about yourself and the property

Share a few details about your property and sale. 

 

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We review and
outline your next steps

Our team checks your details and sends a clear plan so you know exactly what’s next.

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Have a quick
discovery call

We’ll walk you through how Prepared helps buyers (and sellers) move fast with straight answers and zero surprises.

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Move forward
with confidence

We help you with what matters when you purchase a property and manage your conveyancing through to settlement.

Once you've signed, settle, and celebrate with nothing to pay until then.

House hunting? Get A Contract Review Today for only $49

Get legal clarity for only $49.

Get your Contract of Sale & Section 32 reviewed by expert property lawyers for $49 for residential properties. Plain-English report in 24 hours. Upload now.

Book in time to talk to Prepared

We're here to make the legal side of your purchase clear and stress-free, so you can focus on moving in with confidence.

Buying a home is a big move. We just make it a simple one.
Let's get you prepared today.

get started today